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Frequently Asked QuestionsWhat is term life insurance? Basically, term life insurance is a life insurance plan that provides coverage for specified term or time period, usually ranging from 5-40 years. Why do I need life insurance?Everyone should have life insurance, especially if they have a family with dependents. Life insurance provides the financial help and stability to get through the death of a loved one. How much life insurance do I need?The amount of life insurance you need is unique to your situation, but take in to consideration whether or not you're the main source of financial income for your family and if you have children that are dependent upon you. You'll want to make sure your insurance policy adequately provides for your family. Do I need life insurance if my children are grown?You may not need as much life insurance if your children are no longer dependent, however, you'll still want to provide income for your spouse and cover burial expenses. How are rates determined?Life insurance rates are determined by numerous factors, such as your age, income, family size, health, whether or not you're a smoke, etc. Super Term Life offers rates that the competition can't top! I'm ready to apply, how do I start?Applying with Super Term Life is easy, start by getting your free quote right now! The entire process is done entirely online for your convenience. Is it safe to apply online?Yes, your information is safe and kept completely confidential when you apply online with Super Term Life! |